Technology has always been a powerful ally for companies that want to grow, expand their operations and conquer an increasingly larger share of the public and market.
Therefore, it is essential to be aware of and understand which tools are most interesting to add to your business. And in recent years, the financial market has advanced significantly, especially with the emergence of several digital accounts.
This new type of bank account emerged with the aim of bringing more practicality, agility and security to people’s daily financial lives, and has been gaining more and more space and popularity.
In this article, we will explore in more depth this advancement of the digital PJ account and how it can change and help your company grow and become an increasingly profitable business. Keep reading!
Browse the content
How does the PJ digital account work?
A digital PJ account is a bank singapore whatsapp number data for legal entities that operates entirely online , without the need to physically appear at a bank branch.
It is offered by several financial institutions and is generally cheaper and more practical than traditional corporate accounts. Digital corporate accounts are accessed through apps or websites of the payment institutions that offer this service.
They can also be integrated with other financial tools , such as payment platforms or financial management systems, which allows for greater automation and efficiency in the company’s financial processes.
Additionally, many of these accounts have additional features such as cash flow reporting, expense tracking tools, accounting and ERP integration .
Who can use a business digital account?
It is very common for the pursue clear goals to offer 2 types of accounts, in addition to the account for individuals . They are:
- Digital account for MEI;
- Digital account for legal entities (such as Eireli, LTDA, S/A, among other types).
This pattern is very common, especially in more traditional banks, which have a physical structure and also offer a digital account option for companies.
There are institutions, such as Asaas , for example, that serve all types of businesses with just one registration . This is interesting because it shows concern for keeping up with the growth of companies. So, even if your company grows, you won’t need to change institutions or accounts.
What is the difference between a digital PJ account and a conventional bank account?
The great advantage of digital saultdata for legal entities is their relationship with technology. However, there are numerous other differences, in different aspects, between a digital account for legal entities and conventional bank accounts .
Firstly, digital PJ accounts are by financial institutions and fintechs. Which operate online. While conventional bank accounts are by physical banks, with branches and managers.
Digital PJ accounts are more flexible and adaptable to the needs of companies , with financial solutions tailored to each type of business.
Additionally, conventional bank accounts often require collateral, such as a guarantor or personal assets, which is not the case with digital accounts .
This helps to ensure that your company’s development is not by your account. But rather that it accompanies the growth and scalability of your business .