The age of the insur person, the term financial management of the contract and the method of payment of the premium. Long-term contracts with a term of more than seven years are exclud: the requirement for a minimum insurance payment will not apply to them.
We did not arrive at this procure
For calculating insurance payments immiately, but rather following a public discussion of the draft regulation.
The approach to determining the insur amount provid for in the instruction is the result of searching for a balanc solution that will ensure the necessary level of risk coverage.
Another aspect Currently, insurance policies
contain an extensive list of exclusions from insurance coverage. Such exclusions may include diseases detect in the insur person during the term of the contract. According to the new rules, the insurance will cover the risk of changes in the health of the insur person that was an unusually lucky break during the term of the contract. The standard list of exclusions from insurance coverage establish by law can be expand by the insurer only due to cases america email of death of the insur person while intoxicat, as well as socially significant diseases diagnos before the conclusion of the contract.